Don't be confused by life insurance. There are only 2 basic types of policies: permanent (whole life) and term (temporary). Simply put, whole life coverage remains in effect for the lifetime of the insured, while term insurance expires after a set term of usually 5, 10, or 20 years. Generally, term insurance premiums are lower.

Term insurance is the least expensive form of life insurance. Term insurance provides protection during 5, 10, or 20 years or to age 65 or 75. In addition, this coverage may be renewed for further terms and most allow you to convert to a permanent life insurance plan. We offer benefits of up to $5,000,000, or up to $250,000 for plans that do not require medical exams.

Permanent insurance covers you for your lifetime. The premiums can be paid for 20 years, to age 65, or for life. We offer benefits of up to $5,000,000, or up to $50,000 for plans that do not require medical exams.

Our premiums are among the lowest in Canada - Get a free no obligation quote and see for yourself!